SoCS

SoCS – Medicare Insurance

Maggie

Day 171

It’s time again for Linda’s Stream of Consciousness Saturday. The prompt for today is: “the last piece of mail you received.” Talk about the subject of the last piece of physical mail you received, i.e. a gas bill–talk about gas, not the bill itself. Have fun!

I get some interesting mail. Just last week I received a 10 page letter from a friend in Africa. But of course that was not the last piece of mail I received. I was not to be that lucky. No, my last piece of mail was from a life insurance company selling Medicare insurance policies. So there you have it, Medicare Insurance.

Let me first say that once you retire you get a lot of mail about things that remind you how old you are. You get invited to lunches for buying retirement properties or you can learn how to invest your savings to benefit your golden years. You can get full body scans to determine what diseases your body may already be wracked with. You get mail about pre-arranging your funeral or an occasional mailing from an elder attorney. The worst offender of the mailings, however, has to be for Medicare Insurance.

Now, I have yet to figure out just how the money flows, but the comparison to available health insurance policies Vs. Medicare insurance is stark. Last year there was only one company in my state that sold health insurance where it appears EVERYONE offers Medicare Insurance. Even a life insurance company.

For the three months prior to your 65th birthday, especially if already on social security, you will receive a constant bombardment of the plethora of plans available. I have blogged about this before so I will not rant here again. It is so annoying. The really frightening thing is that in our day of privacy is king, every company out there has the goods on you. I even had a sales person appear on my doorstep to try to sell me Medicare insurance. I lied right to her face. I told her I had already signed up. No way this slick person was coming into my house. You see, I live in the boonies. It takes an effort to find my house. There has to be a great deal of money somewhere.

Yesterday, when I saw Linda’s reminder I was hoping to get some exciting mail. It was not to be. So, there you have it. Medicare Insurance. Nothing like being reminded how old you are.

If you would like to join SoCs, just head over to Linda G. Hill’s blog to read the rule and join in the fun.

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12 thoughts on “SoCS – Medicare Insurance”

  1. I saw your comment and I had to come take a look. I see nothing wrong in lying to that salesman. The amazing thing is, for most Medicare Supplemental insurance, the offerings are the same (they are regulated by Medicare) and the “benefits” of Company A vs. Company B are hard to find. We’re working through it, ignoring the emails, hanging up on the phone calls and shredding the mail.

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  2. Mary doesn’t even open the door unless she’s expecting someone, and for darn sure doesn’t let anyone in unless she has to.

    It bothers me, too, that so many companies have my personal information. AARP was the worst: I got my first solicitation a week before my 50th birthday and they just kept coming until I called them and told them I wasn’t going to join so they might as well forget it and that my wife wasn’t interested, either, so they might as well refrain from sending her anything. It worked. They get a lot of that information from the census, which we have to fill out and mail to the government by May 1 under penalty of law. Then the government turns around and sells that information to any Tom, Dick or Harry that has the money to get it.

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    1. The waste of money is astounding. And the calls and mailings are relentless. Sounds like we have all had similar experiences.

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  3. Yup, you hafta love the Hey, you’re old! reminders. I loved it that the AARP fliers started in my early 50s. I’m at an awkward age. I’m old but not quite officially, governmentallyold. I’m 60.

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  4. Thank goodness, my hubbie’s stream of Medicare supplemental insurance mail stopped after he turned 65, too! It was really ridiculous. But to your point about privacy, I have a friend who moved from Asheville to rural SW VA (not far from West Jefferson, where you’ve spent time). She and her husband are University of Wisconsin grads; she said that somehow they knew to send mail (appeals for donations, of course) to their new address, presumably without forwarding, in the context that she told me the story (!) Perhaps that wasn’t quite accurate, but did seem rather remarkable, as they hadn’t been donors in the past.

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    1. Privacy is an illusion I fear. I was reminded today there is a place you can opt out of junk mail, but if it works like unsubscribing from email, I am doubtful it will work like one might hope.

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  5. We got our first AARP solicitation two years ago when I was 46 so I guess that means Medicare will start knocking on my door in ten years or so…just to get a jump on things. 😆

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